The current offer
Monthly promotions on installs, on approved credit. What is running changes through the year, so you are told what is live on the day you are quoted.
HVAC Financing Calgary
Financing & rebates for
your furnace or AC
HVAC financing for Calgary homeowners, with the Alberta rebates that apply to your job worked out at the same time.
5 star rated on GoogleCalgary and surrounding areas
- 5.0
- Rated on Google
- 24/7
- An owner answers
- 2020
- Family-run since
- $5M
- Liability insurance
BBB A+ Accredited
WCB Alberta current
How financing works
How does HVAC financing in Calgary work?
HVAC financing in Calgary lets you install a furnace, air conditioner, hot water tank or heat pump now and pay monthly. TNT Heating & Air Conditioning arranges it through Vault Pay, a third-party lender.
Off the real quote
15% off new installs, taken off the price you were actually given rather than an inflated list price invented so the saving looks bigger. Ask to see both.
The lender decides
Subject to a third-party credit check. Vault Pay approves you and sets the terms, so you read exactly what you were offered before anything is signed.
Nobody budgets for a furnace or an air conditioner. It fails on a day nobody planned for, and the honest problem is almost never the equipment. It is finding the money this month.
Eligible work
What HVAC financing in Calgary covers
Financing is for work that replaces equipment rather than patches it. If the job has a written quote and an install date, it can generally go on financing.
Furnace replacement
Furnace financing in Calgary is what this page mostly exists for. A high-efficiency replacement sized on a real measure of the house, gas and venting included.
furnace installation in CalgaryAir conditioning
Cooling rarely fails as an emergency, which makes it the one thing worth financing early in spring rather than buying in a panic in the first hot week.
AC installation in CalgaryFurnace and AC together
Doing both at once costs less than doing them two years apart, because the coil, the line set, the electrical and the labour are all shared on the day.
furnace installation in CalgaryHot water tanks
Tanks give you eight to twelve years and then let go on a Saturday. Tank swaps and tankless conversions all go on financing.
hot water tank replacement in CalgaryHeat pump systems
Heating and cooling from one unit, and the purchase the Alberta rebates tend to be built around. Financing bridges the gap until the rebate reaches you.
heat pump installation in CalgaryRenovation work
A basement development means new returns, resized branch runs and sometimes a bigger furnace for the load. It stands alone or folds into the renovation.
residential HVAC in CalgaryWhen we will tell you not to finance
A small repair on a furnace with years left does not belong on a payment plan, and neither does a tune-up. If yours needs a flame sensor, we book furnace repair in Calgary.
Applying for financing
Quote, apply, install. In that order.
HVAC financing in Calgary starts with a real price, never an estimate. That is the whole difference between financing a job and financing a guess.
Quote first, always
A real visit before any number exists. We look at the equipment, the ductwork, the venting and the gas line, then put an itemised price in writing.
Apply at the kitchen table
The application goes to Vault Pay with the real quote attached, and takes minutes rather than days. The lender sets the terms, not TNT. Subject to a third-party credit check.
Installed now, paid later
The old unit leaves on our truck and every technician in the house is a TNT employee. Monthly promotions on installs on approved credit.
The quote is written on the visit, not posted to you three days later. If your system is down right now, skip the form and call. 24/7 emergency service, an owner answers or calls back.
Monthly payments
What does HVAC financing in Calgary cost a month?
A four-figure total reads as impossible. The same job as a monthly line next to the phone bill is a decision you can actually make.
Compare the monthly
Two quotes with the same total can land in very different places once the term and the rate are applied. The monthly figure is the one that tells you.
Term length sets it
The same amount over a longer term is a smaller monthly payment and more interest in total. The lender sets the options and you choose from them.
Weigh it against now
A system at the end of its life is already charging you, in gas bills and in repairs. Set the monthly figure against that rather than against zero.
You will not find a “from $XX a month” figure here. We do not set the rate or the term, so any number would be a guess. Yours comes on the quote.
Rebates
Furnace rebates in Alberta, and what applies to AC
There is no rebate table on this page, on purpose. Programs open, close and change their amounts with little notice, so we check what is live on the day we quote you.
Federal
The Canada Greener Homes Loan
A federal program for energy retrofits that has covered heating. You apply through it, not through us, and we tell you whether it is worth the paperwork.
Alberta and municipal
Which Alberta programs are live
Provincial and municipal energy programs come and go, and Calgary has had its own. Which of them is open in the month you buy is the only answer worth having.
Manufacturer and utility
Seasonal promotions on equipment
Manufacturers and utilities run their own promotions on specific model tiers, each with a claim window. We check what is live the week you buy.
We walk you through what you qualify for, not a figure copied off another company's website. If nothing applies, we will tell you that too. 15% off new installs is ours regardless.
Why TNT
Why homeowners choose TNT for HVAC financing in Calgary
HVAC financing in Calgary turns a price you would have questioned into a payment you might not. These are worth checking whichever company ends up doing the work.
Family run
Run by family since 2020
Started by family and close friends and still run by them. No head office, no franchise fee, and no regional manager between you and the work.
In-house crew
No subcontractors, on any job
The technician in your mechanical room is a TNT employee. The people who quote the job are the ones who turn up and do it, first call or last.
Priced in writing
Equipment, labour, inclusions
You see what the money is buying line by line. If something turns up once the old unit is out, you hear about it and decide before we carry on.
No commission
No incentive to oversell
Nobody at TNT earns more for putting you in a bigger furnace, so there is no reason to talk you into borrowing more than the job actually needs.
Answered, not queued
24/7, answers or calls back
Ring at any hour and an owner answers, tells you what to check, and says when someone can be there. There is no answering service in the middle.
Client reviewsWhat Calgary homeowners say about
What Calgary homeowners say about
TNT Heating & Air Conditioning
5.0Rated on Google
Furnaces replaced in a cold snap, air conditioning in spring, hot water tanks the day they let go. Every one quoted in writing first, whether or not it went on HVAC financing in Calgary.
TNT installed the furnace system on our new build, and then we proceeded to get our AC with TNT as well. Jamie was super responsive, kind, and informative… In addition to being fairly priced.
Christina Golubic
Jamie and his team provide incredible expertise. They gave me consultative choices to improve my existing system, and clean installation done right… all at a fair price.
Trevor
Great job and great price.
Murray Jonasson
It was -30 kind of winter day… other companies asked for us to wait over 24 hours… Jamie came to service our non heating furnace within an hour and fixed the problem quickly.
Adelia Timirboulatova
Amazing service. I would not go with anyone else. Jamie tells you the truth, stands by his work and follows up.
Robert Milne
Not only was TNT very reasonably priced, they fit me into their busy schedule during the heat spell and got me all set up in no time.
John Klassen
Jaime was professional and kept me informed throughout the entire process… His technician arrived on time, was knowledgeable, and took the time to answer all of my questions.
Glenn Jefferies
Would highly recommend. Check with TNT before making any decision regarding heating or AC install. Believe me. They were amazing.
michael stapleton
What it costs
What moves the number on a furnace or AC quote
We do not publish a price, because the honest answer changes house to house. These six things move it, so you know what an HVAC financing quote in Calgary is built on.
The size of the house
The house measured properly, not a rule of thumb off the square footage. An oversized furnace short cycles, wears out early and heats the rooms unevenly.
The efficiency tier
Single-stage, two-stage or modulating, and the AFUE that comes with each. Most Calgary houses land on a two-stage, which is quieter and cycles less.
Whether the ducts work
Usually they do. Sometimes the return is so undersized that static pressure is already choking the blower, and a better furnace on it just works badly.
Venting, and where it goes
A high-efficiency furnace vents differently to what it replaces. Whether the sidewall run is simple or crosses finished space is a real swing on a quote.
Gas line and electrical
The line has to carry the appliance with the hot water tank, the garage heater and the range all running. Same on the electrical side of the mechanical room.
What else is done at once
Adding air conditioning, a humidifier or a hot water tank to a furnace job costs far less than booking each one separately. The access and labour are shared.
Every one of those is checked on the visit and itemised on the quote before anything is ordered. Two year warranty on the labour.
Areas we serve
Financing available across Calgary and area
HVAC financing in Calgary and the towns around it, on the same terms wherever the job is.
Calgary
All four quadrants, and no part of the city is treated as out of the way.
And the towns around it
- Chestermere
- Okotoks
- Airdrie
- Langdon
- Cochrane
- Priddis
- Millarville
- Bragg Creek
Further out? Tell us where you are and we will say straight away.
HVAC financing Calgary FAQs
HVAC financing Calgary questions
What Calgary homeowners actually ask when a four-figure quote lands in front of them on a Tuesday.
- Yes. There are monthly promotions on installs on approved credit, subject to a third-party credit check, and there is currently 15% off new installs on top of it. What is running changes through the year, so we tell you what is live on the day you are quoted.
The financing is arranged through a third-party lender rather than by us, which means the lender sets the approval and the terms and we have no reason to push you toward a bigger loan than the job actually needs. - We will show you the real figure on your quote, and we deliberately do not publish one on this page. A monthly payment needs a rate, a term, and an amount financed, and the lender sets the first two of those, not us.
Any number printed here would be a guess dressed up as a price, and finding out at the kitchen table that it was wrong is exactly the experience this page exists to avoid. - Yes. Financing is subject to a third-party credit check, and the lender makes the decision rather than TNT.
The application takes minutes and it happens with your written quote already in hand, so the amount being applied for is the real one rather than an estimate. Nothing is signed until you have seen the terms you were actually offered. - That changes, sometimes several times a year, which is why there is no rebate table on this page. Federal, provincial, municipal, utility, and manufacturer programs all open and close on their own schedules, and most are tied to the efficiency rating of the equipment or the age of what you are replacing.
We check what is genuinely live on the day we quote you and walk you through what you qualify for, including when the honest answer is that nothing currently applies. - It is a federal program that exists to help homeowners pay for home energy retrofits, and heating equipment has been one of the categories it covers. What it covers, how much, and what the terms are have all moved since it launched, so we do not publish figures for it here.
You apply through the federal program rather than through us, and we will tell you honestly whether it is worth your time for the job you are actually doing.
- Yes, and doing both at once is cheaper than doing them two years apart. The coil, the line set, the electrical, and the labour are all shared, so the second piece of equipment costs far less installed alongside the first than it does on its own visit.
Air conditioning is also the easiest thing to plan for, because it almost never fails as an emergency, so spring is the sensible time to arrange it. More on AC installation in Calgary. - Yes. Hot water tanks, tankless conversions and heat pumps can all go on financing, with the gas line, the venting, and the drain included in the figure rather than added afterwards.
Tanks are the one worth thinking about before it becomes urgent: most give you eight to twelve years and then let go on a Saturday with no warning at all. More on hot water tank replacement in Calgary. - Usually you should not, and we will say so. A small repair on a furnace with years left in it does not belong on a payment plan, and neither does a tune-up.
HVAC financing in Calgary is for the jobs that replace equipment. If the honest answer is a flame sensor rather than a new furnace, you pay us once and we do not raise the subject of a loan at all. See furnace repair in Calgary. - Yes. The 15% off new installs comes off the quote first, and the amount you finance is worked out from the discounted figure.
It is taken off the price you were actually given rather than off an inflated list price invented so the saving looks bigger. Ask any contractor to show you the number before the discount and the number after it. - Yes, the application is a matter of minutes rather than days, and it happens after we have quoted so the figure is real.
If your heat or cooling is down right now, call (403) 408-6136 rather than filling in a form. TNT runs 24/7 emergency service and an owner answers or calls straight back, and the first job is getting your house comfortable again, not arranging a loan.
Question not answered here? Ask TNT Heating directly or call (403) 408-6136.
More HVAC services
Our other HVAC services
Check out some of our other Calgary HVAC services.
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Free Calgary HVAC quoteHVAC financing in Calgary,
HVAC financing in Calgary,
per month not up front
HVAC financing Calgary homeowners can plan around: monthly promotions on installs on approved credit, and 15% off new installs. Get the quote first, then the monthly figure.
Broken down right now? Call us. The line is 24/7 and an owner answers or calls straight back.
